BY Marion Wavinya Muthoka
At NRS DT Sacco, we believe that saving is the foundation of financial freedom. Whether you’re planning for the future, investing in your children’s education, or building capital for your business, our range of savings products is designed to help you achieve your goals, one deposit at a time.
Here’s a look at our key savings products and how they work for you:
- Share Deposit Savings Account.
The Share Deposit Savings Account is the heart of your Sacco membership. It’s not just a savings account; it’s your gateway to accessing both short-term and long-term loans.
Features:
- Minimum monthly deposit of Kshs. 1,000
- Earn annual rebates for being an active member
- Qualify for loans of up to a multiple of your deposits
- Easy account funding via Paybill, over the counter, or internal transfer from your ordinary account
This account helps you build a strong financial base while keeping you eligible for credit facilities to meet your personal or business needs.
- Share Capital Account.
Becoming a full member of NRS DT Sacco starts here. The Share Capital Account represents your ownership stake in the Sacco, giving you not only financial benefits but also a voice in shaping our future.
Features:
- Kshs. 20,000 Share Capital to become a full member
- Earn attractive annual dividends
- Convenient funding through Paybill, over the counter, or internal transfer
By building your share capital, you secure your position as a co-owner of the Sacco while enjoying steady annual returns.
- Ordinary (Current) Account
For day-to-day transactions, the Ordinary Account offers flexibility and convenience. Use it to receive payments, manage your salary, or simply save with no hidden costs.
Features:
- No minimum operating balance
- Accepts cash deposits or cheques
- Make payments directly via Paybill Number 238447
- Ideal for salary processing, business transactions, or personal savings
Benefits:
- Withdraw funds anytime via mobile app, USSD *882#, or over the counter
- No ledger fees or hidden charges
- Free deposits, because saving should never cost you extra
- Young Achiever’s Children Account
Start your child’s financial journey early with the Young Achiever’s Account. Designed for members’ children below 18 years, it’s a great way to teach financial discipline while saving for their future.
Features:
- Parent must be an active NRS DT Sacco member
- Minimum opening balance: Kshs. 500
- Monthly contribution: Kshs. 500
- Limited withdrawals: Up to 3 times per year
Benefits:
- Attractive interest rates for balances above Kshs. 5,000
- Unlimited free deposits
- 3 free school bankers’ cheques per year
- Savings can be used as collateral for school fees loans
- Free birthday card and invitation to our annual Fun Day!
Start Your Savings Journey Today
Whether you’re saving for emergencies, education, or investment, NRS DT Sacco offers secure, flexible, and rewarding savings options for everyone.
Join us today and experience the power of cooperative growth.
For More Inquiries.
For more information or assistance, contact our Marketing Team on 0111161600 or reach us through our social media platforms:
- TikTok: nrssaccosociety
- Facebook: NRS DT Sacco
- Instagram: @nrs_sacco
- Twitter (X): NRS DT Sacco Society Ltd
- LinkedIn: NRS DT SACCO SOCIETY LTD
You can also email us at:
marketing@nrsacco.co.ke or enquiries@nrsacco.co.ke
