BY MARION WAVINYA MUTHOKA.
NRS DT SACCO began in 1993 with a humble mission, to help dairy farmers in rural Kenya access affordable credit and save their hard-earned money securely. Back then, the members of Nderi, Tiebae, Karai, and Kamuguga dairy cooperatives simply needed a reliable financial partner to support their agricultural needs.
But times have changed and so has NRS DT SACCO.
Today, this community-rooted financial institution is empowering Kenyans far beyond farming. From helping members buy their first car to financing commercial land and machinery, NRS DT SACCO’s Asset Finance Loan is proof of its bold transformation from rural co-op to a nationwide financial force.
A SACCO That Moves with You: Introducing the Asset Finance Loan.
As members grow, so do their dreams. Some are looking to expand their businesses, invest in property, or acquire the tools and transport needed to scale. That’s where the Asset Finance Loan comes in, a powerful product designed to help members acquire high-value assets without draining their working capital.
Whether you’re a parent purchasing a school bus, an entrepreneur buying construction machinery, or a business owner looking to invest in land or a delivery vehicle, NRS DT SACCO helps you get there.
Assets You Can Finance.
- Motor vehicles (private and commercial)
- School buses and PSV units
- Construction machinery and equipment
- Plots of land or commercial property
Flexible Features, Powerful Benefits.
- Competitive interest rate
- Payment period of up to 60 months
- Multiplier *4 of your savings
- Flexible collateral requirement
Why Members Love It.
- No additional security beyond the asset itself
- Helps preserve your working capital for daily operations
- Accessible to members across personal and business needs
What You Need to Apply.
To ensure responsible lending and protect all members’ savings, the SACCO has a straightforward application process:
- Must be an active member of NRS DT SACCO
- Must have saved for at least 3 months
- Provide a national ID copy and two-coloured passport photos
- A comprehensive insurance cover for the asset
- A valid proforma invoice for the asset
The process is transparent, quick, and member-first, the way SACCO financing should be.
More Than a Loan, A Pathway to Ownership.
Unlike traditional banks where bureaucracy can slow you down, NRS DT SACCO’s Asset Finance Loan is designed for the hustler, the teacher, the boda rider, the farmer, and the start-up entrepreneur , anyone with a dream to grow.
Members have already used this loan to:
- Buy land to build their family homes
- Acquire school buses to boost their education businesses
- Expand transport fleets in the logistics sector
- Purchase modern machinery for construction projects
It’s not just about access to credit; it’s about owning your future.
The Bigger Picture: A SACCO for Today’s Kenya.
NRS DT SACCO’s evolution reflects a larger trend in Kenya’s cooperative movement. While savings and credit remain the foundation, the SACCO now offers:
- Mobile banking and e-loan applications
- Business and development loans
- Specialised products like Asset Finance, Emergency Loans, and Micro-credit
- Services for youth, retirees, and SMEs alike
Whether you’re looking to buy a car, own land, or build a school, the SACCO has the tools to help you turn your ambition into assets.
Your Assets. Your Future. Our Commitment.
In a financial world full of hidden charges and complicated processes, NRS DT SACCO offers something different, trust, clarity, and support. The Asset Finance Loan is just one of many ways NRS is living its mission: to impact members’ lives through flexible financial solutions.
So, are you ready to move?
To own?
To grow?
Join NRS DT SACCO today.
Let’s finance your future together.
