By Marion Wavinya Muthoka
At NRS DT SACCO, we believe that financial empowerment starts with flexibility, convenience, and trust. Whether you are an individual seeking to manage your personal savings, a business owner looking to streamline operations, or an ambitious saver with a goal in mind, we have the perfect financial solutions designed to suit your needs.
Ordinary (Current) Account – Simple, Flexible, and Convenient.
Our Ordinary (Current) Account gives you the freedom to save and transact with ease. This account is ideal for anyone looking for a flexible savings and transaction platform.
Features:
- No minimum operating balance
- Accepts both cash deposits and cheques
- Convenient deposits via Paybill Number 238447
- Can be used to process salaries, business payments, or other transactions
Benefits:
- Withdraw anytime via our mobile app, USSD code *882#, or over the counter
- No hidden charges or ledger fees
- Free deposit payments
Whether you’re running personal errands or managing your daily financial needs, the Ordinary Account ensures your money is always accessible when you need it.
Fixed Deposit Account – Grow Your Money with Confidence.
Looking for a secure way to make your savings work for you? Our Fixed Deposit Account offers attractive interest rates and flexible terms.
Features:
- Investment periods of 3, 6, 9, or 12 months
- Earn up to 13% interest per annum
- Open and manage your account through the Okolea App or *USSD 882#
- Automatic payout upon maturity
- Start with as little as Kshs. 10,000
Enjoy peace of mind knowing your money is growing safely while you focus on your goals.
SME’s Business Current Account – Empowering Entrepreneurs.
Running a business requires a reliable financial partner. Our SME’s Business Current Account is designed for business owners who value convenience, transparency, and growth.
Features:
- Minimum operating balance of Kshs. 2,000
- Access to a cheque book
- Seamless internal cash transfers
- Unlimited deposits via Paybill 238447, mobile app, or over the counter
Benefits:
- Access to business loans up to Kshs. 10,000,000
- Enjoy unsecured business loans for quick capital boosts
With this account, managing your business finances has never been easier.
52-Week Saving Challenge – Turn Small Steps into Big Savings
Saving doesn’t have to be hard! Join our 52-Week Saving Challenge and watch your savings grow week by week.
Features:
- Withdraw the full amount at the end of the year
- Minimum weekly contribution of just Kshs. 50
- Zero cost to operate the account
Small, consistent savings can lead to big achievements, start your journey today!
FOSA Advance Loan – Quick Cash When You Need It
Life happens and when it does, our FOSA Advance Loan ensures you have access to cash fast.
Features:
- Attractive interest rates
- Quick approval process
- Repayment period of up to 3 months
- Unlimited deposits and withdrawals
Get the financial boost you need, when you need it most.
FOSA BIZNA – Supporting Your Business Growth
Our FOSA BIZNA product is tailored for entrepreneurs looking to expand and strengthen their business operations.
Features:
- Minimum share capital: Kshs. 1,000
- Business account book balance: Kshs. 2,000
- Loan limits from Kshs. 5,000 to Kshs. 500,000
- Minimum monthly share deposit of Kshs. 1,000
FOSA BIZNA gives you the foundation to grow your enterprise while enjoying the support of a trusted SACCO.
Join NRS DT SACCO Today!
At NRS DT SACCO, we go beyond traditional banking, we build lasting relationships and offer financial solutions that truly make a difference. Whether you’re saving for the future, growing your business, or managing your day-to-day finances, there’s a product designed for you.
Join today and experience the power of financial growth, community, and trust.
